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All agents are NOT alike! Find out why Lynn is a top real estate expert. Call her: 973-715-0663.

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"Thank you for your thoughtfulness and good wishes for Barry and I after finally selling the townhouse."
With warm regards,Tracy Metzger
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Buyers Want Your Home for as Little as Possible.
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School Reports in Millburn, Short Hills and Livingston, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What is the longest construction time for a private residence?

A 
The Winchester House in San Jose, CA, was under construction for over 38 years.
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Lynn Skuraton, REALTOR®, real estate agents and broker for Millburn, Short Hills and Livingston, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Lynn Skuraton, GRI
Managing Broker

Keller Williams Suburban Realty
250 South Livingston Avenue
Livingston NJ 07039
Bus:: 973-251-0100
Cell:: 973-715-0663
Fax: : 973-629-1239
Email: lyskuraton@aol.com

From Castles to Cottages, Corporate Relocation, and Luxury Properties, I specialize in "People Pleasing."

GRI REALTOR MLS Equal Housing RELO


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